Georgia is considered to be a “fault” state. As such, the driver who is responsible for a car accident can be held responsible for any damages. If you were involved in an auto crash that occurred due to no fault of your own, a Augusta car accident lawyer can help you pursue compensation from an at-fault motorist.
At Barrios Virguez, we understand fault laws in Georgia. Our team can teach you about these laws and help you pursue compensation from anyone responsible for your auto crash. For more information, please reach out to us.
Car Insurance Is Mandatory in Georgia
If you think you can get by without purchasing auto insurance in Georgia, think again. You are required to buy liability insurance in accordance with Georgia law if you drive a car within the state. Georgia’s minimum limits for liability insurance are bodily injury coverage of $25,000 per person and $50,000 per incident and property damage coverage of $25,000 per person and $50,000 per incident.
Along with liability coverage, you have the option to purchase physical damage auto insurance. This coverage helps you pay for loss or damage that occurs to your vehicle in a crash. You can buy comprehensive physical damage coverage for theft, vandalism, and fire-related losses or collision coverage for losses relating to vehicle collisions.
Even though Georgia requires motorists to have insurance, not every driver decides to purchase it. You can purchase uninsured motorist coverage, which financially protects you if you get into a collision with a motorist who does not have insurance. On the other hand, if an uninsured driver causes an accident, you can sue them for damages.
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Why It Can Be Beneficial to File a Car Accident Lawsuit in Georgia
Insurance offers some level of protection if you get into an accident. Your insurance provider can help you fix or replace your vehicle right after your collision. On the other hand, you may face higher premiums in the future due to your accident, even if someone else caused it to happen.
Along with this, a car accident can leave you with a spinal cord injury or other serious injuries. The costs to treat your injuries can be substantial. To get coverage for all of your injury expenses, you may need to sue the at-fault driver.
The team at Barrios Virguez has helped many clients with auto crash cases. If you were involved in a car collision and want to seek the most compensation possible from the at-fault driver, we can help you out. To learn more, please get in touch with us.
You Can Request Compensation to Cover a Wide Range of Damages
If you are worried about getting compensation for totaling your car or any other vehicle damage, you are not alone. Many auto accident victims are unsure about what to do to collect compensation from at-fault drivers. By filing a lawsuit, you can take the first step to pursue damages for a variety of reasons, such as:
- Medical bills
- Lost wages
- Car repairs
- Pain and suffering
A Georgia car accident attorney can help you calculate your damages. They will encourage you to request economic (quantifiable) and non-economic (subjective) damages. Since there is no cap on economic and non-economic damages in Georgia, your attorney will help you pursue tens or hundreds of thousands of dollars in compensation.
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Do Not Wait Too Long to File Your Auto Collision Claim
Georgia has a statute of limitations of two years for car accidents. If you want to file an auto crash lawsuit, you have a maximum of two years from the date of your crash and injury to do so. Otherwise, if you wait beyond two years, you are solely responsible for all of the costs associated with your accident and injury.
A car accident lawyer in Georgia takes your case seriously. Rather than wait to file your claim, they will submit it as soon as they can. Then, you and your attorney can work together to pursue a compensation amount that lines up with your expectations.
Of course, just because you ask for money from a negligent motorist does not mean that you will receive the damages that you want. You and your lawyer are responsible for preparing an argument that shows a judge or jury why you deserve damages. If you can present a compelling argument, you are well-equipped to get 100% of the damages that you request.
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You May Be Found Partially Responsible for Your Auto Accident
The concept of “comparative negligence” applies to auto accident lawsuits in Georgia. Based on comparative negligence, you can be found partly responsible for your car crash. Depending on your percentage of fault, a judge or jury may reduce the damages awarded to you or choose not to award you any damages at all.
If you are up to 50% responsible for your auto crash, you can still get compensation. However, the damages awarded to you can be reduced by your percentage of fault. For example, if you are found to be 10% responsible for your car accident, you will receive 90% of the damages that you initially requested.
In a case where a plaintiff is found to be more than 50% responsible for their car crash, they cannot be awarded damages. The defendant will not have to pay any compensation, even if they were partly responsible for a crash. Meanwhile, the plaintiff is forced to pay any costs associated with their accident out of their own pocket.
Select a Car Accident Lawyer to Help You Prove a Negligent Motorist Caused Your Crash
You may be tempted to pursue compensation without legal representation. Taking this path can be costly. If you make even a single mistake during the legal process, you could compromise your case.
By hiring a car accident attorney, you can minimize the risk of legal mistakes. Your attorney will help you craft an argument that resonates with a judge or jury. This argument will be clear and direct and show a judge or jury that you are in no way responsible for your crash.
Barrios Virguez has a great track record in auto accident cases. Our team can help you submit a claim and prove that the other driver was fully responsible for your crash. To find out more or schedule a consultation, please contact us today.
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